We help you make informed financial decisions.
We work together with our clients, to provide them with easy-to-understand recommendations and help implement their customized strategies.
We specialize in investment management, retirement planning, education funding, and life insurance for both individuals and businesses.
Because no two clients or scenarios are the same, we take the necessary time to gather pertinent information from each client regarding their unique situation.
As an independent financial advising firm, we have the flexibility to utilize many different investment vehicles to help clients achieve their goals.
Our goal in creating a partnership with our clients is to provide guidance and support through whatever challenges and opportunities life may create and help them to adapt along the way.
At WhiteCap Financial Advisors we want our clients to feel confident they have the full support and guidance they need through all of life's peaks and valleys. We view our client relationships as a partnership with open and honest two-way communication. Regardless of what stage of life you're in, our goal is to assist you in creating a clear financial strategy which provides investment confidence as you navigate your own personal journey. We do this by taking the necessary time to know our clients, understand their full financial picture, provide clear and concise recommendations, and then monitor their progress on a consistent basis. Our team is dedicated to providing exceptional service and support along the way.
At WhiteCap Financial Advisors we want our clients to feel confident they have the full support and guidance they need through all of life's peaks and valleys. We view our client relationships as a partnership with open and honest two-way communication. Regardless of what stage of life you're in, our goal is to assist you in creating a clear financial strategy which provides investment confidence as you navigate your own personal journey. We do this by taking the necessary time to know our clients, understand their full financial picture, provide clear and concise recommendations, and then monitor their progress on a consistent basis. Our team is dedicated to providing exceptional service and support along the way.
No members have been created.
As an independent financial advising firm, we can provide a number of strategies to our clients to help achieve whatever goals or objectives they are looking to accomplish. Providing our clients with the knowledge and resources they need to be successful is what we do best. There’s a lot of technical jargon in this industry, and we want to make sure the strategies we create are easy-to-understand so you can apply our insights throughout your day-to-day life.
We are firm believers that anything is possible, and whatever challenges that come up along the way simply exist to guide us in the right direction. When it comes to financial planning, you can only be so proactive. However, by putting strategic measures in place, we can help move you toward your financial independence. Explore the different scenarios you might find yourself in — and the strategies we can assist with getting in place.
Situation | Strategy |
| You need some hands-on guidance on which investment strategies are right for you. | Investment Management Accomplish your short- and long-term objectives with an investment portfolio tailored according to your unique risk profile. LEARN MORE |
| You’re in the beginning, middle, or end of your career, just started a family, have assets all over the place that need some organization or want to know if you can retire or if you are doing the right things to retire some day. | Financial/Retirement Planning Social Security, pension, stocks, retirement plans, Roth IRAs and more. We understand you have a lot going on and we can help pull it all together into one spot. We’ll identify all potential sources of income so you can look forward to a more financially independent retirement. LEARN MORE |
| You’ve recently started a job or your own business and want to make sure you’re doing all you can to reduce tax liability while also saving for retirement. | Tax Strategies With our guidance we can help you choose the right investment vehicles to minimize tax liability, save for retirement as efficiently as possible and maybe provide a benefit for employee(s) to remain dedicated to your business. LEARN MORE |
| You're just starting a family, wanting to leave a legacy or starting a business partnership, you may want to review your current policies and see if others better suit your needs. | Life Insurance Our access to some of the top providers in the country enables us to hand-pick the insurance options that offer the most value at a price that’s right for you. LEARN MORE |
| You have a child or grandchild that you would like to help with future education expenses. | Education Funding Whether the student goes to a college, tech school, trade school, etc., we have multiple options to ease the burden of education expenses down the road. Depending on the investment vehicle, there can be some state tax deductibility for contributions, tax free growth, and/or tax free distributions. LEARN MORE |
Our knowledge and insight into the stock market enables us to craft an investment portfolio uniquely tailored to you. Through ongoing collaboration and monitoring, our team is able to discover new avenues for you to invest your wealth and accomplish your goals. In addition to managing your investments, we’ll educate you on the rationale behind each investment decision so you’re well-versed in the logic of our approach.
Identify Your Short- and Long-Term Objectives
As these objectives change, we’ll strategically adjust our approach according to the current state of the market.
Determine Your Optimal Risk Tolerance
Through a series of questions, we’ll pinpoint the exact amount of risk needed for you to achieve your goals and remain confident in our services.
Follow a Timeline That’s Right For You
After outlining your objectives, we’ll design a strategy that aligns with your optimal timeline for achieving your goals.
Whether you’re five years away from retirement or 20 years away from retirement, we’ll help guide you through the steps necessary to help reach your optimal retirement lifestyle. After evaluating your current financial situation, we’ll identify the income sources and opportunities that are most advantageous for you as you prepare for your life past employment.
Reviewing
Your investment strategy and ensuring you’re investing your wealth in the stocks that best align with your objectives.
Optimizing
Your spending habits so you continuously make decisions that benefit your broader financial picture.
Identifying
Potential income streams and ways you can continue to contribute to your nest egg while still preserving the basic necessities.
You don’t have a choice about paying taxes, but you can avoid making the mistake of overpaying them. While it’s hard to imagine anyone intentionally paying too much in taxes, the IRS estimates that more than one billion dollars is overpaid in taxes each year. That’s no surprise when tax laws change every year—even in years when no major tax legislation is enacted.
How much of that money is yours? Wouldn’t you rather see those funds in your bank account or put aside for your retirement or other financial goals?
You might be able to save on taxes by:
Would you worry less if you had more money to save toward your goals? Discover how much more money you could be keeping for yourself and your future.
Whether you are a new home buyer, recently started a family, want to leave a legacy, have a business partnership, want to retain key employees, etc., there are a number of reasons to have life insurance in place. Many larger employers have life insurance available for their employees, but that insurance is left behind once employment is terminated. Life can be full of unexpected surprises both good and bad, don't let an unfortunate event leave you, your family or your business in financial ruins!
We work with many different insurance carriers to get the policy to best fit your needs:
With the increased cost of education, it's very challenging for students to cover all the expenses that go along with it. Let WhiteCap Financial Advisors assist you in providing some strategies for your loved ones. There are a number of tax-advantaged strategies that can help a student save for education expenses.
Account types:
No two scenarios are exactly the same, so in order for us to understand your full financial picture we will need some information from you.
To help prepare for this meeting, you should have a basic idea of your current financial picture and financial goals. How are things now? Do you have any concerns? What do you hope to accomplish in the next few years and longer term? What kind of accounts do you have now? Don't feel bad if you don't have all the answers to these questions, we can help!